Sauk Rapids • Representatives from Working Capital for Community Needs, an organization based in Madison, Wisconsin, that creates opportunities for access to microfinance, services and markets to improve the lives and communities of the working poor in Latin America, will discuss the benefits of microcredit investing at 2 p.m. at the Speltz House (308 3rd St. S.). For more information, contact Father Tony Kroll at 320-493-7873 or tonykroll@hotmail.com.